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Please read carefully: The following statements aim to reduce the amount of information that you need to input for a quote. If you need any help, please call our sales team free on 0800 980 2893. Please ensure you have already, or will now, make appropriate enquiry of all relevant matters before agreeing with the following statements. Please confirm the following regarding YOUR VEHICLE: It is a commercial vehicle / pick up and is kept overnight at your home or business address. It is not used for private hire, competitions or rallies. It is not a Q plate or import and has not been modified in any way. Please confirm the following regarding YOUR NO CLAIMS BONUS: It has been earned in the UK from a private car policy or commercial vehicle policy and is not being used on another vehicle. It is no more than 2 years old (at the time you wish the policy to commence) Please confirm the following regarding YOU: You (or your spouse) are the owner and registered keeper of the vehicle. You have a full or provisional UK driving licence. None of the proposed drivers have a disability or medical condition which may affect your / their driving None of the proposed drivers have any non-motoring convictions. None of the proposed drivers have ever been refused or had special terms imposed on previous insurance policies All the proposed drivers have been continually resident in the UK for the past 3 years. Please Note - We are unable to provide cover for "Parent and Child" policies or "Fronted" policies, for example, where a person is attempting to reduce the premium by insuring a vehicle in their name and nominating an additional driver who in fact is the main driver of the insured vehicle. The full facts must be disclosed by the proposer in all cases for the insurance to be valid. We reserve the right to cancel these policies subject to our normal cancellation procedures. Here at Express Insurance we know that not everyone is the same so don't worry if your requirements differ from the above. Don't worry if you do not meet all the above requirments. We specialise in non-standard risks and we would recommend you contact us on 0800 980 2893, we can tailor a quote to your needs and details. Express Insurance Services Limited, Express Insurance House, 22 Old Walsall Road, Hamstead, Birmingham B42 1DT is authorised and regulated by the Financial Services Authority. For your protection we are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of insurance, size of the business (if a commercial customer) and the circumstances of the claim. Further information about compensation scheme arrangements is available from the FSCS.